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The digits 7-18 represent the account of the individual card holder. This combo of numbers can tell you what type of benefits the card offers as well. This number can also identify the card network it belongs to also. A card’s Issuer Identification Number or Bank Identification Number represents the credit card company the card originates from. The credit card 2-6 digits is called an IIN or BIN. Digits 2-6: Issuer Identification Numbers

You can learn more about that in the next section. In particular, it takes multiple digits to identify their cards.This first digit and the five that follow it make up a card’s Issuer Identification Number.

These numbers generally correspond with the four major card networks: Visa, Mastercard, American Express and Discover.īut as you can see below, American Express and Discover are unique from their more-widely-accepted counterparts.

With the exception of store-specific credit cards, which don’t conform to the same rules, most consumers will only ever encounter cards that begin with 3, 4, 5 and 6. It can also give you a sense of how the funds might be used and what network the card belongs to. It indicates whether your card is affiliated with an airline, another type of travel provider or certain other special interests. The first digit of your credit card number is known as the Major Industry Identifier (MII). Now that you have an overview of how your credit card digits work, let’s get into the details about each one a little more. If the card is genuine, the payment will processed accordingly. The last credit card number serves as a final checkpoint for payment processors to determine if the credit card is genuine or not. The 7th number and all remaining numbers on a credit card are used to identify the individual account for the credit card holder. These numbers verify which credit card company a card originates from. Now, this may also be referred to as the (BIN), Bank Identification Number. This 1st digit also helps indicate which major credit card network the card belongs to.Īlong with the first number, the (2-6) numbers on your credit card make up the (IIN), which is the Issuer Identification Number. This could be a bank, airline, retailer or other. The 1st digit of a credit card tells you what type of company the specific credit card is affiliated with. The 1st credit card number is known as the (MII), which is the Major Industry Identifier. Related Reading: Where is the CVV Number found on a Credit Card? 1st Credit Card Number It will also show you how credit card numbers work.There’s 4 core parts to a credit card number. Well, knowing what each number means can make it easier to spot fraud, that’s always a good thing.